Income that can be supported
Payslips, bank credits and variable earnings are compared for consistency without overstating irregular income.
Independent affordability review · South Africa
Know what the education finance numbers really ask of your household.
We examine income, recurring commitments, study costs and repayment assumptions before you submit—or when an application needs a careful second look.
Request an affordability checkA human review. No lending, broking or approval promises.
The flagship review
Application Affordability Check
For parents, guardians and adult students considering loans or structured education finance. We reconcile the application figures, test the proposed instalment against ordinary living costs, and return a concise written findings note.
See exactly what is reviewed →Where we focus
Commitments beyond the form
Credit repayments, dependants, transport, rent and realistic study-related costs are brought into one view.
Questions before submission
We flag gaps, explain pressure points and identify which figures need evidence or clarification.
“The review did not tell us simply to borrow less. It showed why the January registration costs changed the first three months, and gave us the right questions for the finance office.”
— N. M., parent of a first-year student, Gqeberha
A considered next step
Bring the application and the household picture.
We will confirm whether the review fits your situation before asking you to send supporting documents.
Ask about your application